If you’re craving that luxurious, dreamy overwater bungalow experience but don’t want to fly halfway across the world to the Maldives or Bora Bora, you’re in luck. While Florida itself has very few overwater bungalows—except for the ones at Disney’s Polynesian Village Resort, there are plenty of breathtaking options just a short flight away in the Caribbean and Central America.
From ultra-luxurious private islands to more affordable tropical escapes, here are the best overwater bungalows near Florida that will make you feel like you’ve stepped into paradise.

10 Dreamy Overwater Bungalows Near Florida
Disney’s Polynesian Village Resort – Florida, USA
The only true overwater bungalows in Florida are at Disney’s Polynesian Village Resort in Orlando. This is the closest experience to a tropical paradise without leaving the state.
These stunning overwater villas offer a Polynesian-inspired escape right in the heart of Walt Disney World. They feature private decks, plunge pools, and stunning views of the Magic Kingdom fireworks.
The resort is known for its luxury amenities, immersive theming, and exclusivity. These bungalows book up quickly, making early reservations essential.
I have never managed to get a stay in one but they are on my bucket list.
Here are some romantic date nights in Orlando to make your stay even more special.
Take A Look At These Amazing Disney Overwater Bungalows.

Aruba Ocean Villas – Aruba (Flight time from Florida: 3 hours)
Aruba Ocean Villas is a boutique, adults-only retreat located in the town of Savaneta, Aruba. These overwater bungalows near Florida provide a peaceful and romantic escape with beautifully decorated villas that offer direct ocean access.
The setting is ideal for couples looking to avoid the crowds and enjoy a quiet, intimate getaway. The personalized service and stunning Caribbean views make this resort a top choice for those seeking a unique and relaxing experience.
Check A Look At These Amazing Bungalows.

Sandals South Coast – Jamaica (Flight time from Florida: 2 hours)
Sandals South Coast in Jamaica is one of the best all-inclusive resorts featuring overwater bungalows. These luxurious accommodations offer glass floors, private infinity pools, and 24-hour butler service.
Designed for ultimate relaxation and romance, this resort provides a stress-free experience where everything is included, from gourmet dining to premium drinks. This is an excellent option for those looking for the best overwater bungalows in Jamaica without the hassle of extra expenses.
Oh and the overwater bungalows link up in a heart shaped, how cool is that?
I have visited here and I can tell you it is incredible. Read my review here.
This place is stunning and you must see the photos.
Check Out The Wonderful Sandals South Coast.

Palafitos Overwater Bungalows – Mexico (Flight time from Florida: 2.5 hours)
Located on Maroma Beach in Mexico, the Palafitos Overwater Bungalows at El Dorado Maroma provide an ultra-luxurious experience. These bungalows feature glass-bottom floors, outdoor showers, and direct ocean access.
Guests can enjoy gourmet dining, top-tier service, and breathtaking surroundings. This resort is a great choice for those looking for the best overwater villas near Florida with an all-inclusive option.
Take A Look At These Amazing Palafitos Overwater Bungalows

Banyan Tree Mayakoba – Mexico (Flight time from Florida: 2.5 hours)
Banyan Tree Mayakoba, located in Riviera Maya, is a unique blend of luxury and nature. The resort offers overwater villas surrounded by mangroves and lagoons, providing a tranquil and scenic escape.
This is an ideal option for travelers looking for a weekend getaway in an overwater bungalow near Florida. With exceptional service, privacy, and stunning natural surroundings, it is an excellent choice for those seeking a balance of relaxation and adventure.
I have to say I find this place simply stunning, it really is different. The bungalows are over a lake rather than the ocean, décor is chic and minimalist/ It is the height of luxury.
Check Out The Stunning Banyan Tree Mayakoba

Royalton Antigua – Antigua (Flight time from Florida: 3.5 hours)
Royalton Antigua features stunning overwater bungalows perched above the turquoise waters of Deep Bay. Infinity pools, butler service, and breathtaking ocean views are standard.
The resort is an excellent choice for travelers seeking the best private island resort near Florida. With its luxurious setting and exclusive experience, it is perfect for honeymooners and couples celebrating special occasions.
There is something familiar and typical about this place that I find comforting it’s also very child- freindly which isn’t always the case with these types of resorts. There is a little bit of everything here to please everyone.
The bungalows at Royalton Antigua are stunning.

Eclypse de Mar Acqua Lodge – Panama (Flight time from Florida: ~3 hours)
Eclypse de Mar Acqua Lodge in Panama offers a more eco-friendly and affordable alternative to the traditional overwater bungalow experience. These rustic yet comfortable bungalows are surrounded by lush tropical beauty and emphasize sustainable tourism.
Things here just seem a little different here perhaps more down to earth. I have to say while the water bungalows look great the Treehouse has my heart. Also a nod to the fact they have a Sealoft that can sleep 7.
As one of the best overwater bungalows in Central America, this lodge is ideal for adventure-seekers who want a unique and budget-friendly stay in a beautiful setting.
I feel like the experience here would be very personal.
Take A Look At The Eclypse de Mar Acqua Lodge

Sandals Royal Caribbean – Jamaica (Flight time from Florida: ~2 hours)
Sandals Royal Caribbean in Montego Bay offers a luxurious overwater experience with private decks, outdoor soaking tubs, and butler service. These romantic overwater bungalows near Florida provide an intimate and relaxing atmosphere.
One thing I do love about Sandals is that you know what you are getting. Its’ quality, idyllic settings, with great service and this is no exception.
The resort is known for its top-tier service, private island setting, and all-inclusive luxury, making it a sought-after destination for couples.
Take A Look At The Wonderful Sandals Royal Caribbean

Nayara Bocas Del Toro – Panama (Flight time from Florida: -3 hours)
Nayara Bocas Del Toro is a secluded resort offering overwater villas in a lush, tropical setting. This resort is perfect for travelers looking for the best Caribbean resorts with overwater bungalows.
I have to say when I saw the accommodation here I screamed a little it is just so stunning. The villas with overwater pools are to die for. The King rooms with a garden view are also out of this world. I would find it hard to choose whether to stay on water or dry land.
The setting blends high-end luxury with untouched natural beauty, making it an excellent choice for those seeking a private and tranquil retreat.
This is my idea of perfection.
Take A Look At This Stunning Location

Sandals Grande St. Lucian – St. Lucia (Flight time from Florida: -4 hours)
Sandals Grande St. Lucian is home to some of the best all-inclusive overwater bungalows near Florida. These bungalows provide direct ocean access, private hammocks, and high-end luxury in one of the most picturesque Caribbean islands.
The edition of a restaurant over the water here is fabulous and I’m rather fond of the firepit and décor. If you are looking for honeymoon destinations you really can’t go wrong with Sandals.
This resort is ideal for couples looking for a premium romantic getaway with all the benefits of an all-inclusive stay.
The Sandals Grande St. Lucian Is Stunning – Take A Look

So, Are There Any Overwater Bungalows in Florida?
Yes, but only at Disney’s Polynesian Village Resort. If you’re looking for a true overwater bungalow experience, your best option is to visit one of these amazing resorts in the Caribbean or Central America. Whether you prefer a romantic retreat, an all-inclusive escape, or an eco-friendly stay, these overwater bungalows near Florida provide the tropical paradise experience without the need for long-haul flights.
These resorts are highly sought after, and availability is limited, so booking in advance is recommended. With so many incredible options, the hardest part will be choosing which one to visit first.